Overview

With almost 30 years of litigating and settling insurance claims, and prior Fortune 500 executive experience before that, Mr. Miller brings clients seasoned business-oriented solutions to virtually any kind of insurance issue.

His experience ranges from settling some of the largest property damage and business interruption claims in the world, to litigating coverage for some of the biggest fraud losses ever suffered. Mr. Miller and others at Miller Friel also delivered the largest punitive damages jury verdict in an insurance property damage case ever reported.

Prior to co-founding Miller Friel, PLLC, Mr. Miller was a principal shareholder at the international law firm of Greenberg Traurig LLP, where he, along with Brian Friel, managed the firm’s Insurance Recovery and Advisory Practice Group.

His views on insurance have been published in many prominent publications, including Forbes, Business Insurance, Legal Times, Treasury and Risk Management, Risk, and The National Law Journal, and he is a frequent speaker on insurance issues for the Practicing Law Institute (“PLI”) Mr. Miller received his B.S. from Allegheny College, his M.S. from the University of Cincinnati, his M.B.A. from Houston Christian University, and his J.D. from South Texas College of Law, where he was an Editor of the South Texas Law Review.

5th Circ. Ruling Aids Policyholder Deductible Calculations, December 29, 2021

Policyholder Earns Massive Coverage Win for BIPA Claims, November 24, 2021

Insurance Coverage for Biometric Data Privacy Claims, August 10, 2021

BIPA Ruling Marks Critical Win For Silent Cyber Coverage, June 9, 2021

D&O Insurance Implications From Tesla’s Stock Drop Suit, April 5, 2021

The Tide Turns in Favor of COVID-19 Policyholders, April 9, 2021

Virus Coverage Ruling Could Turn Scales For Insureds, December 17, 2020

Golf Fans Outraged by Insurance Company Conduct, December 14, 2020

Inconsistencies Haunt Environmental Insurers’ Covid-19 Claims Denials, November 18, 2020

BIPA Claim Coverage Denials Lack Merit, October 28, 2020

Road Map to Insurance Coverage for COVID-19 Business Interruption Losses, October 26, 2020

Fifth Circuit’s “Windstorm” Ruling Holds Silver Lining For Policyholders, July 22, 2020

Future Battles Foreshadowed In First COVID-19 Insurance Suit, March 28, 2020

Insurance Coverage For Revived Claims Under The NY Child Victims Act, July 18, 2019

Who is Winning the Covid-19 Insurance Coverage Fight?, May 17, 2021

Insurance Companies Will Pay for CV-19 Losses, May 6, 2020

Coronavirus Insurance Coverage Implications — Good News, March 13, 2020

Two Common Mistakes Policyholders Make with Property Insurance Claims, February 23, 2020

Is Lloyd’s of London Still Relevant?, November 26, 2019

Funny Insurance Decision — The Tale of the Malicious Raccoons, October 15, 2019

Lloyd’s of London. Then and Now, October 7, 2019

Cyber Insurance: What the Educated Policyholder Needs to Know Now, October 1, 2019

Insurance Coverage for Sexual Abuse Claims, September 27, 2019

The Craziest Insurance Defense Ever, June 21, 2019

Cyber Insurance Claims and Coverage, September 5, 2018

The Role of An Insurance Broker: To Keep Lawyers from Giving Advice?, August 6, 2019

Why Insurance Carriers Prefer Insurance Coverage Arbitration Over Litigation, August 2, 2019

Cyber Insurance for Business Interruption Losses, July 31, 2018

Notice For Governmental Investigations – Navigating Insurance Traps, June 26, 2018

Insurance Coverage Litigation – Insurer and Policyholder Perspectives, June 19, 2018

Insurance Policy Enhancements to Coverage, June 14, 2018

Insurance Broker RFPs, June 11, 2018

Top Ten Insurance Recovery Issues For Corporate Policyholders, July 27, 2017

Business Checklist To Maximize Hurricane Insurance, October 12, 2016

When Should You Sue Your Insurance Carrier – An FCPA Investigation Case Study, September 15, 2016

Insurance Recovery Law: History’s Best Decisions: The Brillhart Decision, September 13, 2016

Insurance Recovery Law: History’s Best Decisions: The Penford Case, September 8, 2016

D&O Insurance Coverage for Government Investigations, September 7, 2016

Reversing Insurance Claim Denials Part 3: Negotiating a Resolution, September 1, 2016

Reversing Insurance Claim Denials Part 2: Credibly Analyze Claim Denial Letters, August 30, 2016

Reversing Insurance Claim Denials Part 1: Don’t Believe Claim Denial Letters, August 26, 2016

Property Insurance Claims: The Value of a Second Look, August 24, 2016

Insurance Recovery Law: What 17th Century Piracy Teaches Us About Property Insurance, August 12, 2016

Insurance Recovery Law: History’s Best Decisions: Fountain Powerboat, August 11, 2016

Five Things You Need to Know About Property Insurance: 5) The Only Way To Maximize The Value Of Your Claim Is To Understand The Law, August 5, 2016

Five Things You Need to Know About Property Insurance: 4) Most Property Claims Settle, August 3, 2016

Five Things You Need to Know About Property Insurance: 3) Insurance Company Accountants Need To Be Questioned, July 28, 2016

Five Things You Need to Know About Property Insurance: 2) Presentation of the Claim is Everything, July 26, 2016

Five Things You Need to Know About Property Insurance: 1) When You Make a Property Insurance Claim, You Are Stepping Into a Minefield, July 19, 2016

Five Things You Need to Know About General Liability Insurance: 5) Don’t Fall For The Consent To Settle Trap, July 14, 2016

Five Things You Need to Know About General Liability Insurance: 4) Insurance Carriers Will Try to Improperly Limit Their Defense Obligation, July 13, 2016

Five Things You Need to Know About General Liability Insurance: 3) The Right to Select Your Own Counsel, July 8, 2016

Five Things You Need to Know About General Liability Insurance: 2) “Notice” is Not as Easy as You Might Think, July 5, 2016

Five Things You Need to Know About General Liability Insurance: 1) It Covers a Lot More Than You Might Think, June 29, 2016

Can Defense Panel Counsel Effectively Handle Insurance Claims? Part Two, June 23, 2016

Can Defense Panel Counsel Effectively Handle Insurance Claims? Part One, June 21, 2016

Five Things You Need To Know About D&O Insurance: 5) Indemnity Obligations, June 14, 2016

Five Things You Need To Know About D&O Insurance: 4) Improper Defense Tactics, June 9, 2016

Five Things You Need To Know About D&O Insurance: 3) Improper Claim Denials Are Common, May 31, 2016

Five Things You Need To Know About D&O Insurance : 2) Notice, May 26, 2016

Five Things You Need To Know About D&O Insurance: 1) Coverage Is Incredibly Broad, May 24, 2016

$48 Million Business Interruption Loss Affirmed by New York Court, May 10, 2016

#10 Insurance Issue For Non-Insurance Lawyers: Privilege, April 19, 2016

#9 Insurance Issue For Non-Insurance Lawyers: Insurance Coverage For Criminal Activities, April 15, 2016

Texas Court Slams Insurer Mantra of No Coverage for Restitution and Disgorgement, April 11, 2016

#5 Insurance Issue for Non-Insurance Lawyers: Cyber and Intellectual Property (IP) Claims, March 29, 2016

#4 Independent Investigations: Insurance Issues For Non-Insurance Lawyers, March 25, 2016

#3 Governmental Investigations: Insurance Issues For Non-Insurance Lawyers, March 21, 2016

D&O Insurance in Make or Break the Company Situations, March 3, 2016

D&O Insurance — The True Value of Entity Coverage, March 1, 2016

Pigs Can Fly–Boilerplate Demand For “Other Relief” Can Trigger The Duty To Defend, February 19, 2016

Insurance Coverage for Employee Theft – The Making of a Thief, February 18, 2016

Event Cancellation Insurance Claim Denials — Tips for Recovery, February 12, 2016

How Corporations Utilize Contingencies to Manage Insurance Recovery Legal Costs, February 9, 2016

You Deserve A Break Today – Alternative Fee Structures for Insurance Recovery Law Firms, February 4, 2016

One Essential Thing That Insurance Recovery Lawyers Lack – An MBA, February 2, 2016

Avoiding the Dark Side: A Guide for Policyholders and Defense Counsel, January 15, 2016

Four Common Insurance Carrier Duty to Defend Tricks, January 8, 2016

Insurance Recovery Law: Candid and Accurate Advice, December 3, 2015

Court Slams Defense Counsel For Not Being D&O Insurance Experts, December 2, 2015

The A.E.R. Approach To Insurance Recovery Law: Best Practices for Resolving Insurance Claims, December 1, 2015

Moving Insurance Policies to Perfection Over Time, November 19, 2015

The Growth of Boutique Insurance Recovery Law Firms, November 3, 2015

Court Bars Challenge to Reasonableness of Defense Costs — Insurers Can’t Have Their Cake And Eat It Too, October 30, 2015

The Wild Wild West of Cyber and D&O Insurance, October 29, 2015

Building An Insurance Recovery Law Firm, October 20, 2015

Insurance Recovery Law Corporate Case Study, October 8, 2015

Our Sole Focus On Insurance Recovery Law Leads To Greater Efficiency, October 1, 2015

Insurance Recovery Law – There is a Better Way, September 30, 2015

Insurance Recovery Specialists – Experience Matters, September 22, 2015

Insurers Must Pay for Potentially Covered Settlements, September 11, 2015

Insurance Coverage For Whistleblower Lawsuits, September 2, 2015

Court Finds Coverage for Willful Statutory Damages — Don’t Get Fooled [by your Insurance Carrier] Again, August 24, 2015

Health Care Provider E&O Insurance – A Decisive Victory for Policyholders, July 14, 2015

Top Ten Insurance Issues For Non-Insurance Lawyers, July 6, 2015

Settling With Underlying Insurers For Less Than Policy Limits — The Good, the Decent and the Ugly, June 23, 2015

The Improbable Intersection of Baseball, Cybercrime, and Insurance — St. Louis Cardinals Get Called Out on Third Strike for Computer Hacking, June 19, 2015

Another Policyholder Falls Victim to the “Consent-To-Settle” Trap, June 15, 2015

Insurance Coverage for Governmental Investigations, June 7, 2015

Shush, Don’t Tell Anyone: Insurance Companies Pay “Uncovered” Claims, May 15, 2015

Where Have All of the Insurance Lawyers Gone?, March 13, 2015

Insurer Must Pay Counsel Rates in Excess of $700 Per Hour, March 5, 2015

Why It Takes So Long For Insurance Carriers To Respond To A Claim — And What You Can Do About It, January 26, 2015

Death, Taxes and Pre-Tender Defense Costs, January 13, 2015

Terrorism Insurance in a Post (or Non-Post) TRIA World, December 30, 2014

Strategies for Addressing Cloud Computing Insurance Risks, December 5, 2014

Another Court Rejects Reverse Bad Faith, November 12, 2014

Sex Lies and Insurance, August 23, 2014

Insurance Coverage for Government Investigations – The Trend for Coverage Continues, July 16, 2014

Insurance for Cyber Attacks: Despite the Hype, You May Already be Covered, July 10, 2014

Legally Blond Meets the Evil Empire, June 26, 2014

Insurer Litigation Guidelines—The Hidden Landmine In The Duty To Defend, June 9, 2014

The Duck Test and an Insurer’s Duty to Defend, January 22, 2014

Hotel and Lodging Industry Insurance Coverage Issues: Insurance Best Practices for Disasters, December 12, 2013

Post-Pandemic Legal Landscape: Nuclear Verdicts & Insurance/Risk Management Strategies

April 18, 2024
Academy of Hospitality Industry Attorneys Spring Meeting, Presenter

Winning an Historic $112 Million Insurance Bad Faith Jury Verdict – Trial Strategy

March 20, 2024
Practicing Law Institute CLE, Presenting Faculty

Winning an Historic $112 Million Insurance Bad Faith Jury Verdict – Pre-Trial Preparation

March 7, 2024
Practicing Law Institute CLE, Presenting Faculty

A Policyholder’s Guide to Navigating Uncertain Waters

August 4, 2022
PLI

The COVID-19 Pandemic Turns One: A Critical Time for Policyholders

February 22, 2021
PLI

Defense and Insurance Coverage for Illinois Biometric Information Privacy Act (BIPA) Claims

December 8, 2020

Good News About Insurance Coverage for COVID-19

March 2020
PLI

Cyber Insurance:  What Case Law Teaches Us About Coverage

January 2020
PLI

Education

Allegheny College, BS

University of Cincinnati, MS

Houston Christian University, M.B.A.

South Texas College of Law, J.D.